Loans

Ordinary Loan 12% (1% per month on the reducing balance).

Available for almost any purpose from car loans to home improvements.

Special Loan 8.25%

This special rate is available as a special rate car loan, drive home a bargain!!

A Member must save for 12 weeks or 3 months before applying for a loan. When applying for a loan you may be asked to produce the following

  • Payslips,
  • P60
  • Bank Statements
  • C 2’s

Benefits of Credit Union Loan

  • Stable rate of Interest
  • Loan can be repaid quicker or cleared at any time without penalty
  • No transaction charges
  • No fees
  • Interest charged on reducing balance
  • Free Loan protection Insurance
  • Top up loans
  • Quick decisions

Check out our loan calculator for repayments that suit you.

(*terms and conditions apply)

SHARED SECURED LOAN

If you have money saved and don’t wish to withdraw it this is the ideal product for you. As your loan amount will be within your savings we are offering this loan @ 5% – the cheapest loan in TOWN.

Please remember your shares are tied to this loan and cannot be withdrawn.

SPECIAL RATE CAR LOANS

Drive Home a Bargain

Probably the best value car loan on the Market—–8.25%

  • No document fees or Handling Charges
  • No penalties for early loan settlement
  • No account maintenance charges
  • Free Life/Loan Protection Insurance
  • Repay loan by Standing Order or by Cash at Dunboyne & Ratoath Credit Union
  • Repayment terms to suit you – up to 5 years
  • Repay weekly, forthnightly or monthly
  • Clear existing car finance and transfer balance into the new loan

 

GREEN LOAN ( Home Energy Saving Loan)

There has never been a better time to improve the enery efficiency of your home. Our product avails of both the Government Home Energy Saving Scheme and the Greener Homes Scheme From Sustainable Energy Ireland.

Improvements include heating systems , attic and wall insulation, double glazed windows, draught proofing and solar panels.   This Loan attracts a special rate of 8.5%   Significant grants ( up to €4,000) are available.

To apply for the loan members will need to produce a home energy survey or Building Energy Rating Certificate, or a quotation from a contractor registered with Sustainable Energy Ireland (SEI). For more information see www.sei.ie or phone 1850 927 000.

Note: Normal Lending Terms and Conditions apply. You must be a member of Dunboyne & District Credit Union or meet its membership requirements to avail of a Dunboyne & District Credit Union Loan.